[大姆指尋找馬蘭頭]四千幾字。再講一次點解我冇教書。而明顯如果我仲教緊書,會比而家更富貴,但我全無後悔。因為而家過癮好多,教書就冇呢個 Page,就冇你地了。大吉利是我死撚咗,咪得一百幾十個學生加一百幾十個舊生唔開心。而家唔同,「Patreon畀咗年費嗰啲一定記得我」
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告個急先:Ivan已被炒,已成失業人士。未訂嘅記得訂Patreon,積小成多呀。訂咗嘅可以考慮加碼(https://bityl.co/4Y0h)。 一星期至少出返六篇文.月頭訂最抵!月費80
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1. 之前寫過「安雅會談」(https://lkdin.io/3LYM)(唔睇舊文當全新故事聽亦得),反應唔太好,睇返篇文的確麻麻地。咁點?寫多次!呢間「大姆指」執笠(做埋呢幾日),注定我要寫多次「安雅會談」。
2. 實在唔想雙春悲秋咁寫咩「一個時代嘅終結」,亦唔係咩「童年回憶」。但的確,如果我成咗名,第時就會有人去呢度尋找返我足跡。正如《緬甸尋找奧威爾》一樣,我去仙台尋找魯迅(https://lkdin.io/3LYN),亦都去東京明治神官野球場尋找村上春樹(仲去埋神戶嘅Pinocchio酒吧)(*)。呢間咁嘅「大姆指」,係我唔教書走去做金融嘅轉捩點,然後就差不多廿年。一切就由呢度開始。再講一次,我成咗名,呢度就變景點。
3. 上次寫「我自信有日如願 縱使天高地厚 仍被我逆轉」(https://fbook.cc/3NSr),反應不錯。第一日返工同我食飯嘅三個中學同學,到我Last Day又在同一個地方同我食。當中科學家L君而家正職渣鑊鏟副業補習天王,T君同我一樣做金融,呢篇文會再出場。
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4. 冇人係一出世想做金融的,正如冇人一出世想渣鑊鏟。我個年代嘅新界牛屎仔,係冇咁嘅嘢的。聽聞早前啲小朋友話細細個想做ibanker,我覺得真係錯撚晒。你不如想大個做雞丫。我知職業無分貴賤笑貧不笑娼,但都真係唔使立志的。而家啲小朋友好似話想做KOL 或者想搞 Start up,「仲衰過做雞」「等於畀人免費上」。
5. 我地年代嘅我的志願,都係嗰幾味,科學家啦,醫生啦,運動員都有嘅,歌星就多數唔敢寫落文。而我地幾個,唔係虛偽到會寫我的志願做教師咁刷鞋(我唔同虛偽嘅人為伍)—但偏撚偏就齊齊教撚晒書!命運就係咁神奇。一路都好相信「大家命中注定成為自己細個討厭嘅人」,雖然冇乜科學根據。
6. 點解我地教咗書?我都唔知,但又係偶然中嘅必然。肯定唔係由細到大嘅理想,但玄啲講,唔係我地選擇咗教書,係教書選擇咗我地。我地三人,共通點冇乜,但都可以勉強搵:三大畢業啦(**),唔靚仔啦(重要,因為求職),不太presentable 啦,有啲稜角啦,憤世嫉俗啦。正面啲嘅?叫做鍾意睇書啦,成績還不錯啦—呢啲咁嘅 Profile,加埋2003年沙士嘅就業市場,去咗教書,真係十分合理。提返你,當其時一個GM(學位教師,但有學位嘅唔一定係學位教師,而而家做得學位教師既又好少冇學位),萬八定萬九蚊人工。
7. 而早少少,因為佢兩位介紹,我甚至有在元朗教夜校嘅經驗。(而家仲有冇夜校?)。教會考班呀,好似五舊水定一千一晚?但一個星期好似得一兩晚。最頂癮係,本人就教數學物理,L加就教化學生物,T君就英文經濟—You see?根本成間嘢就係我地三條友教晒
8. 總之,2003年夏天,我地三個都叫做教緊書,就在呢度舉行咗,改變咗我地各自生命嘅,安雅會談。至少係改變咗我。
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9. 2003年嘅夏天,沙士嘛。第個唔知,我真係悶出鳥來,但又好似冇固定女朋友。沙士一早停課,我當年教中五中七,噢耶,停完課就study leave,之後佢地就考試。我白白玩咗半年手指拎咗半年人工,日日在屋企睇有線播友坂里惠嘅金田一,以及打紅白機模擬器。悶到好似日本料理咁出汁。
10. 我嘅生命,亦係差不多。2003年,25歲。拖拍過,愛做過(咪話1998年2月14號港大太古堂801室下格床咯,我成咗名就有人返去打卡!),書教過,歐洲去過,日本未去過,儲蓄係零,甚至負(少量卡數),拎緊萬八萬人工。工作經驗?亦係零,甚至負。真的,對非教書嘅工嚟講,你教書嘅經驗等於零,甚至負—因為啲人覺得教書嘅人都忽忽地,同社會脫節—事實亦係。理想?冇。夢想?冇。同期啲同學?樓都買埋。仔都生埋。你三條友去食大姆指。
11. 但你當係棋局,或者牌局咁,嗰時我地副牌雖然唔太好,但都仲係開頭初頭,勝在仲有無窮可能,仲可以搏同花順。而家呢?大家42歲,牌開咗唔少,冇想像中咁爛,唔係十三不搭 積 pair—無—無 但亦知道冇乜可能有咩大牌食得出,至少我冇。
12. 我由頭到尾都係個比較保守嘅人(風險厭惡度,唔係講性觀念)。安雅會談之前嘅幾年,即係我畢業後,喂大佬,我真係想搵份兩皮嘢嘅工架咋。請恥笑,當時我以為我可以做一世的。咁到安雅會談嘅2003年,教緊書啦,萬八九人工,年年加,兩三四皮根本指日可待。串啲講句,老校個計劃有我,我肯騾仔嘅,SGM(傳說中嘅「主任」)位,必有我份。咁你可以睇下一個SGM幾錢人工。嚇撚死你呀
13. 所以,當時我嘅想法,一定係「唔好搞咁多嘢啦」。「我個個月拎份糧去供盈富基金好過啦」(***)。
14. 但,嗰次安雅會談,不著邊際吹咗一輪水後,朋友T忽然間嚟咗句:「拿,咁之後點先?」。朋友L當然都係答「屌佢老味梗係玩撚大佢啦」,但我當然都係「慢慢儲下子彈先」「拿我過幾年SGM架啦,唔好搞咁多嘢啦」「拿個個月供下盈富基金咪好咯」
15. 然後,朋友T對我呢啲答案唔多滿意。佢嘅特色係會迫人埋牆角,佢唔接受我呢啲和稀泥嘅答案。你人生為乜?為錢嘛,講,幾多?為女人嘛,咁講,想要乜?(係咪好似啲乜乜正能量課程咁呢!我們要乜?要錢要女人!幾時要?現在就要!)
16. 真的,佢無啦啦,同我講起安雅。你自己Google邊個係安雅,應該嗰期出事畀人拉咗。我好奇怪佢會同我講起安雅,因為朋友T向來都唔多講呢啲女色嘅話題。但佢就係話我知,拿,你咁搞落去呢,畀你SGM,安雅都係 out of reach的。我想想,好似有啲道理。
17. 然後佢話我知,一切都應該量化—先有個目標。就當你晚晚要搞明星,咁你咪計下要幾錢,然後計個discounted cash flow.
18. 原諒呢啲對話咁物化女性,我好肯定朋友T係為咗投我所好先咁講的。但大家真係唔好錯重點,重點根本唔止係安唔安雅,事隔十年,係連詩雅又好,衞詩雅又好,根本不重要。安雅就只係一個token,一個icon,一個dummy variable,一個placeholder.佢就代表住所有慾望嘅投射。名利權色,酒色財氣,貪嗔癡,求不得苦。
19. 咁,我係人嘛,人就梗係有慾望架啦。咁咪去追求點滿足呢啲慾望咯(係咯,啲色魔好似都係咁諗嘢的)。
20. 無論如何,並唔係好似拍戲咁,第二日我就返學辭職,另外仲發生咗唔少事。但總之,之後嗰年,2004年嘅7月2日(咩日子?我25歲生日嘅翌日,舊文有講),我就在慈雲山學校村保良局何蔭棠中學部電梯,當住個女同事面(冇錯,早排見報嗰位!),同校長(亦冇錯!早幾年見報嗰位!)辭咗職。
21. 2004年9月1日(咁你都要問點解9月1日?),夏愨道美國銀行中心21樓招商銀行香港分行,我就開始咗金融界嘅第一份工。如果係拍續集嘅,會見到我同一個光頭鬼佬刷身而過,嗰條鬼佬就係後來我在耆英證券嘅老細 占士咖啡—冇錯,嗰時耆英證券仲係在美國銀行中心。
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22. 要解釋我點解唔教書去咗做銀行,都真係有啲難,有唔少唔同嘅事件。有人以為我追搣時不遂所以唔教書—前半啱,但我只係打算離開教嗰緊學校啫,我大可以去第間教。後來見工都總有人問,我總會有答案,嗰啲中環廢話你都唔想聽,但唔係完全假 — 我假假地讀精算,又Master in Financial Mathematics,中環都未返過,就甘心在學校村,同班友玩宮心計 奶校長屎忽 (仲要幾臭下)摶SGM然後好彩升副校做埋校長咁一世?
23. 定係我地可以試下啲其他嘢?
24. 如果講我只係貪戀中環嘅酒色財氣,又好似講得太簡單。不如我用個全新角度講,過癮。做人嘅嘢,最緊要好玩。人其實天生賓放貪玩。
25. 我早早已經決定唔做精算師,應該話佢早早排除吴我,主要係我冇能力,亦冇興趣,我冇能力嘅嘢我自然冇興趣,令我生活冇咁痛苦。T君嗰時已經話,得罪講句,你唔做精算師,對個世界冇乜損失。的確如此,雖然如果我做到,我可能會畀而家更有錢。但個重點係:冇咗 埃汾ASA FSA,呢個世界係唔會有丁點不同的
26. 然後,教書。同好多人估嘅唔同,根據合理估計,如果我一路教緊書,我而家嘅身家應該更豐厚 —留意我講身家,即係net worth,唔係收入。因為,如果我一路教緊書,無論如何我點都會2005或2006年買樓(****),但現實中嘅我2013年先買,呢度已爭一截。再加上我唔會出現啲轉工或被炒要沽股票之類。
27. 冇錯,我就係話你知,根本就唔係因為錢,正好相反。我仲教書嘅,而家一定更多錢—但我嘅人生一定少好多樂趣,你地都少好多樂趣,因為根本唔撚會有君子馬蘭頭。我啲教書嘅朋友,自己Facebook 都唔多敢講嘢。如果我唔教書嘅,社會有少少損失,但我嘅人生就冇咁過癮,你地亦睇少好多嘢。
28. 所以最後,好似而家咁,幾咁好呢?我照樣可以春風化乳 有教無淚 誨人好倦將啲後生仔打成一片片。錢係少咗啲,但過癮嘛!大家話係咪?
29. To sum up:做精算師Ivan Li ASA FSA嘅(當我做到先啦),錢多過而家,但生活冇咁過癮,對社會貢獻係零。
30. 做李老師 附加數學科主任 李蛇 PGDE(*****),錢都係多過而家,生活更加冇癮,對社會貢獻有些少,但只係我教嘅一百幾十個學生,教廿年三十年,咪幾千個,記得你嘅有冇七十二個?
31. 而家變咗 馬蘭頭CFA嘅,錢真係冇以上兩個選擇咁多。但,好撚過癮!最重要係,對個社會有貢獻。我Patreon寫文嘅宗旨,呢度都講下:好彩嘅你會贏到錢,但贏唔到錢至少你都學到嘢—就算worst case你學唔到嘢,你都會有啖笑下嘛!
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32. 再換個方法講,我係精算師,我死撚咗,有誰關心?冇。我係教師,我死撚咗,有誰關心?有嘅,我未失敗到啲學生要開香檳。但而家我死咗,呢度都話晒一萬幾千人關心我喎(當然仲有Patreon啲讀者)(特別係畀咗年費嗰啲!)。而反正,呢度唔少讀者,咪就係我以前嘅學生咯!(******)
33. 正如我呢度寫咗5000字,為乜?唔通為錢?當然係為過癮。呢個亦係我同好多金融人唔同嘅地方。
34. 錢當然重要,但過癮都好重要,最好就當然係why not both.所以我開咗個Patreon,係我一生人做得有啲成績嘅三件事合理:Writing, Teaching, Finance。正係WTF
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35. 村上春樹式,有頭有尾,或者套戲交代返啲人物嘅現實結局咁。呢間嘢,燉奶佬集團,係十分之咁難食嘅。即使在美食地獄嘅屯門市中心,都真係劣中之劣,我已經好多年冇再食呢間嘢,反而你話咩太興 麥當勞 MOS Burger 大家樂 大快活我都食。但當年,一來可能未係咁難食,二來可能當時未食咁多好嘢。我相信係前者。無論如何,一間咁嘅嘢,可以屹立在時代廣場(屯門啦仆街,你不如問係咪紐約丫)廿五年,都真係一個奇跡。幾多人你想佢死佢都未死?幸好,我地三個嘅友誼,都outlast咗呢間劣食,已經三十年朋友,and still counting,For auld lang syne(然後諗起《無間道2》智叔吹口琴)
(*)村上春樹鐵粉會知,啲友年年在嗰度睇諾貝爾文學獎結果,年年落空,十足十等安踏(2020)入藍籌咁 – 咦?!所以我話你知,村上春樹今年會拎諾貝爾文學獎。
(**)我到而家都覺得發明「三大」呢個講法嘅香港科技大學,應該拎諾貝爾數學獎。我當然知諾貝爾冇數學獎啦,講Fields medal你咪又係 Google,咪又係要我括住「等同數學嘅諾貝爾獎」
(***)真的,當時我已經有月供盈富基金!早過龔成!當時只係想買架車,所以當時叫做「Lancer基金」,後來目標越嚟越遠大,我話會變咗做「港女基金」,「新芬基金」甚至「移民基金」—結果都一一畀我做到,港女泡咗 芬結咗 民移咗。都話「我自信有日如願縱使天高地厚仍被我逆轉」,下一步,終極版,就係「勞蘇基金」。
(****)點解係2005/2006年買?好簡單,嗰時有個rule of thumb,話教書嘅人,頭三年唔走,就之後教一世。因為人工太高,同埋同出面脫節。我2002年開始教書,計做GM就2003年。
(*****)所謂嘅教育文憑,並唔係PTGF嘅朋友,雖然唔少PGDE都要搵PTGF。又,當年PGDE收咗我的,錢都畀埋,但我去咗中環返工嘛。所以咪畀港大沒收我啲錢,好似都兩皮嘢?所以從來舊生叫我捐錢我都話一早捐咗。
(******)都係忍唔住講。N年前有舊生帶我去唱K,真係十分之咁尊師重道,另外過時過節佢就send 啲乜乜流出相畀我,都唔使我開聲,呢啲咪好學生。又,其實我有幾個學生做咗O靚模,可惜佢地從來都唔嚟搵下我,嗚。見字記得PM我
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2021比別人知得多。subscribe now。Ivan Patreon,港美市場評點,專題號外,每日一圖,好文推介。每星期6篇,月費80,半年已1400人訂!(https://bityl.co/4Y0h)。 年費仲有85折
同時也有4部Youtube影片,追蹤數超過3,650的網紅瘦妮Sonnie Koenig,也在其Youtube影片中提到,Please thumbs up if you like it =D 如果你喜歡這視頻的話,請不要客氣地幫我按一個讚唷 =D ** 贈禮活動參加方式 GIVEAWAY Instructions ** 1. 訂閱我的Youtube頻道 - 請按下此頻道名稱下的紅色長方形subscribe即可=D ...
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【A.I. FOREVER】在Youtube看到的一篇很長的comment,寫得非常詳細,從數據上比較其他偉大球星,檢視Iverson的職業生涯表現,給予他更公正的評價。
(by sportsmed77)
[+Kareem Elwakil Those other posters shouldn't have insulted you to make their points, but I think your arguments are extremely weak. The only thing you bring up is that AI's career FG% was 42% and that he jacked up "30 shots" to get his points. His FG% was technically 42.5% for his career (Tracy McGrady's was 43% and Kobe Bryant's was 45%, which really isn't that much higher relatively speaking by the way) and a lot of AI's missed shots had to do with the team he was playing on and how their offense was structured, his role on the team as the only scorer, etc. but I won't get into that. AI averaged about 21 shots per game for his career, by the way. Hardly the 30 shots per game you tried to give him credit for. AI led the NBA in scoring 4 times, and out of those for times, only twice did he also lead the league in field goal attempts (and not by much - plus he averaged more free throws than everyone else) so the argument that "if anyone shot as much as AI did, they would score as much too" clearly is not the case. In his prime, Tracy McGrady averaged about 23 shots per game, Kobe Bryant also about 23 shots per game, and AI also about 23 shots per game. AI, Kobe, and Jordan all had a season where they shot the ball 27 times per game. Per 36 minutes, AI only averaged 19 shots per game for his career (keep in mind, AI played more minutes than anyone else each game during his era). Michael Jordan averaged 23 shots per game for his entire career. For his career, Jerry West averaged 20 shots per game and in his prime, it was about 22 shots per game. Before Lebron James got there, Dwayne Wade was averaging between 20 and 22 shots per game for a few seasons because he was the go-to option. You know what all of these players have in common with AI? They were all SHOOTING GUARDS and the go-to option! They were supposed to shoot! Some SGs are volume shooters who slash and get to the free throw line. Some of them have lower FG% but still are productive for their teams. Other SGs have a higher efficiency, but a player's FG% really depends on a number of factors you haven't even taken into consideration.
To reiterate this point, for most of AI's career, he was a SHOOTING GUARD. I hate when people compare him to point guards and then act like he was worse than them because he didn't play like a PG. It is ridiculous because it is like comparing apples with oranges. By the way, you brought up Jason Kidd and how he was so much "better" than AI. Did you know Jason Kidd's career FG% is 40%? He had 10 seasons where he shot below 40% for the season. AI only shot below 40% for 1.5 seasons and his career FG% is higher than J-Kidd's. J-Kidd averaged 12 PPG for his career and only 2.8 free throw attempts. AI averages about 27 PPG for his career. So just as you can say J-Kidd was a way better passer than AI, I can say AI was a way better scorer than J-Kidd. They had different roles and they excelled in their roles. Jason's job was to pass, and AI's job was to create shots.
It is a myth that AI was not a good passer. AI averaged 6.2 assists per game for his career. That is good for a SG - more than Kobe, more than MJ, more than Vince Carter, more than Tracy McGrady, more than Wade, etc. AI had about 5 or 6 seasons where he averaged between 7 and 8 assists per game while still scoring 26+ points. It is impressive. He had an entire season where he averaged 33 PPG and 7.4 APG with 2 steals on 45% shooting and a TS% of over 54%, and people like you try to say he was just "okay at best"? AI had a unique style, especially for his size and was probably one of the top 5 most exciting players to watch. To say he was not "that good" shows that you likely saw very few AI games. I would say AI is a top 20-30 player all-time. Anyone who actually saw, for example, his 2001 play-offs and regular season run, would know that he was amazing and did so much for that team and if someone looks at the stat box, they will not get the actual story. You had to have seen the games with your own eyes. With AI, stats have always been misleading. I also want to point out that AI's True Shooting % (TS%) is slightly higher than Isiah "Zeke" Thomas and is pretty decent (at about 52%). He had a couple of seasons in Denver where his TS% was almost 57%. TS% is a much more accurate depiction of someone's accuracy when shooting. You know why? Because it takes into account free throws among other factors. AI is one of the greatest players of all-time at getting to the free throw line, and unlike Lebron James and many others, he didn't flop to do it. He was legitimately fouled, hurt, and referees even admitted to conspiring against him and purposely not calling fouls on players who fouled him when they should have. Yet AI is still 10th all-time in free throws made. He was a slashing, fearless guard with incredible talent and an ability to create shots for himself that very few other players have been able to do. His style of play is more comparable to Kobe Bryant or Tracy McGrady (Kobe had a better career, but in AI's prime there were seasons where they were almost equally good). Yet he is 160 lbs. soaking wet so he is an anomoly because small players aren't supposed to be able to do what he does. The two years AI's shooting percentage was the lowest in Philly, he had just come off of a serious elbow surgery (2001-2002) and had played with a broken hand another season. You put so much emphasis on his accuracy those seasons, but what about his heart? How many players would play with the injuries he had? I guarantee you not many. Even while in Denver, Carmelo said AI was playing with a broken finger the entire season. In the 2001 play-offs by the end of the 2nd round, AI had 7 injuries (serious elbow bursitis, knee bursitis, dislocated shoulder, sprained thumb, hip pointer, bruised tailbown, and twisted ankle). Yet he played, and he played his heart out contributing to his team in other ways even when he couldn't find his shooting rhythm due to the pain he was in. I watched every game he played in back then (even taped them so I could immitate some of his moves since I played ball). I would know.
I am definitely convinced that anyone who claims Iverson was an "extremely poor shooter" either did not watch him play or knows a lot less about basketball than they think they know. AI was not a poor shooter. He took incredibly difficult shots - often times while double and triple teamed, and given that he was smaller than everyone else, it is incredible that he still made some of them. He was a shot creator. He was immensely creative. Larry Brown even used to sit on the sidelines and call out to AI to shoot the ball more and create shots. Even George Karl in Denver once told AI to shoot the ball more, stop being so UNSELFISH, and take over games the way he used to in Philly. Unfortunately the media doesn't like to talk about that. Not one of AI's teammates thought he was selfish. I have seen very few players who are as loved and respected by his former teammates and former peers as AI. The amount of love he gets from everyone from Dr. J, Maurice Cheeks, Moses Malone, Kobe Bryant, Lebron James, Dwayne Wade, Carmelo Anthony, Aaron McKie, Eric Snow, Theo Ratliff, Dikembe Mutombo, Chris Webber, Kyle Korver, Chris Paul, James Harden, Larry Brown, Paul Pierce, John Thompson, Andre Iguodala, Larry Hughes, Bill Walton, Rip Hamilton, Rasheed Wallace, Shawn Marion, Steve Nash, Dirk Nowitzki, Shaquille O'Neal, etc. etc. etc. I can go on and on. Many of these very players have called AI "pound for pound the greatest." I have seen very few players get so much love and adoration by their peers. I was at AI's jersey retirement and heard what so many players around the league past and present had to say about him and it was just insane. I also have never heard one of AI's former teammates call him a bad teammate. They loved him and loved playing with him. It is the media that tries to paint that picture, but his peers and former teammates paint a completely different picture.
What the media says is a myth. AI's former coaches and teammates and peers adore him. In 2001, AI had the most first place MVP votes in history (tied with Shaq) and became the smallest player to ever win the MVP award. You think he is overrated? I guarantee you the people who vote on MVP, the players, the coaching staff, etc. know far more about AI's contributions to the sport, how good he was, etc. than you do. He deserves what he got. Every accomplishment he achieved, he did it despite immense adversity. He is 7th All-Time in PPG, 4th All-Time in Minutes Played, 7th All-time in Steals, won 1st Team All-NBA multiple times... this man played with so much heart and believed in himself so much that you had to believe in him. This man is up there with MJ, Kobe, Wilt, and players of that caliber for most 40 and 50 point games in his career. I hate when people try to take away from his accomplishments rather than appreciating him for what he accomplished at his size and what he brought to the game. He is the reason I played basketball at all. He gave little people hope. He is a cultural icon. I really wish people would stop with the "AI is overrated" nonsense. If your peers think that highly of you to call you "pound for pound the greatest," then obviously you did something right. ]
#alleniverson #theanswer #ai3 #onlythestrongsurvive #sixers #76ers #bubbachuck #basketballneverstops
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